Town & Country Glass - Residential & Commercial Window Repair & Replacement in Portland Oregon

Is it Time for Residential Glass Replacement?

Does your homeowner’s insurance cover residential glass replacement or repair?

Portland Residential Glass Replacement

Residential glass replacement or repair are often expensive. No one likes the thought of paying for a new window or glass door. However, a stray ball in the neighborhood can happen any time. Strong winds can shatter a window or glass door with little warning. Accidents often happen that involve broken glass, meaning you may need to pay for both a hospital visit and residential glass replacement.

Your insurance may cover these situations. Here are some tips on saving money when you need glass replaced.

Residential glass replacement basics

The first issue will be what caused the glass to break.

Residential glass replacement typically covered by insurance:

  • Natural forces (wind, hail, etc)
  • Vandalism
  • Damage by non-resident of the home

Residential glass replacement typically not covered by insurance:

  • Accidental damage by child residents (ex: stray ball through the window)
  • Intentional damage by adult residents (ex: window smashed during argument)
  • Improper installation by unlicensed vendor

The first thing you should do is document the broken glass. Even a photo or two from your phone can go a long way with your insurance claim.

Is a homeowner’s insurance claim worth your time?

Most claims will only be approved to pay for the cost of the window or glass door replacement itself. In other words, the cost of stolen goods may not be covered by your policy. Similarly, injuries caused by broken glass might not be covered by your homeowner’s policy, but rather by your medical insurance.

Many policies require the homeowner to pay a deductible before the claim benefits kick in. If your deductible is high, it might be smarter to pay out of your own pocket for glass repair or replacement services. A high deductible could mean your insurance only covers a small part of the bill. In any event, your claim is likely to increase your home insurance premiums moving forward.

Action steps following broken glass at home

If broken glass is covered, be sure to file your claim right away. A broken window or glass door might invite further vandalism or burglary. Insects and wild animals will have easy access to your home. Heating and air conditioning will also be more expensive with a broken window. A short-term cover with plastic or cardboard might help, but not for long.

Get in touch with a trusted expert once you notice the broken glass. T&C residential glass replacement professionals can help get your home back to safe conditions right away.

Categories: Residential Glass Replacement.

Leave a Reply




Post Comment

Town & Country Glass & Windows In Action!

Our prompt & reliable residential & commercial glass & window repair & replacement service caters very specifically to the needs of our customers. We are licensed, bonded & insured for your protection. Without a retail location, we keep our overhead very low, then we pass that savings on to our valued customers. We are very confident you will be pleased with our service.

Town & Country Glass

9427 SE Sun Crest Drive
Happy Valley, Oregon 97086
Phone: (503) 284-5277
Email: info@tandcglass.com
Email Link Get a Quote on New or Replacement Glass In Portland Oregon Google +Facebook Twitter
Copyright 2013. All Rights Reserved.
Web Design by NWeSource